Hi-Power Jack Posted September 9, 2009 Share Posted September 9, 2009 Flying to nationals in one hour - just thought? should I insure the guns ($7,000) before I fly, or is the airline liable for their loss? Any experience with that problem? Jack Link to comment Share on other sites More sharing options...
AR Gunner Posted September 9, 2009 Share Posted September 9, 2009 (edited) If I recall correctly, there is a federal law that limits the liability of an airline who loses luggage. Insurance is a safe bet and will buy some peace of mind. ETA: From what I've seen so far, it appears federal law limits the airline to a maximum liability of $3,300.00 for lost luggage. Of course, the airline may have its own contractual limitations (in the small print). Edited September 9, 2009 by AR Gunner Link to comment Share on other sites More sharing options...
Hi-Power Jack Posted September 9, 2009 Author Share Posted September 9, 2009 If I recall correctly, there is a federal law that limits the liability of an airline who loses luggage. Insurance is a safe bet and will buy some peace of mind. Thanks, AR - I think I'll buy some insurance at the airport, if they have it. Just in case. Jack Link to comment Share on other sites More sharing options...
Hi-Power Jack Posted September 9, 2009 Author Share Posted September 9, 2009 If I recall correctly, there is a federal law that limits the liability of an airline who loses luggage. Insurance is a safe bet and will buy some peace of mind. Thanks, AR - I think I'll buy some insurance at the airport, if they have it. Just in case. Jack I just got off the phone with my insurance agent, and she recommended buying insurance at the airport - I'll try it - not sure how to do that, but I'll look for an insurance agent at the airport in about 40 minutes. Wish I had thought of this a few days ago:(( Jack Link to comment Share on other sites More sharing options...
outerlimits Posted September 9, 2009 Share Posted September 9, 2009 i always buy it flying with guns. just tell the agent when you declare that you want to buy additional insurance. having lost one coming from 2nd chance many years ago, i always buy the extra insurance. Link to comment Share on other sites More sharing options...
BritinUSA Posted September 9, 2009 Share Posted September 9, 2009 Check with homeowners insurance. Link to comment Share on other sites More sharing options...
BMartens Posted September 9, 2009 Share Posted September 9, 2009 Homeowner's policies always have limits on huns, jwelry, and other high dollar stuff. You need to get a rider for the big ticket items. If you have the rider there is a good chance the would be covered. Link to comment Share on other sites More sharing options...
boz1911 Posted September 9, 2009 Share Posted September 9, 2009 (edited) Check with homeowners insurance. Great suggestion, just called my agent and insured the Limited and Open guns for a year at replacement cost, approx 8k. Cost 160.00 per year. It's worth it to me. Edited September 9, 2009 by boz1911 Link to comment Share on other sites More sharing options...
AR Gunner Posted September 9, 2009 Share Posted September 9, 2009 All of my guns are scheduled through my homeowner's insurance at replacement cost. I think the NRA has an insurance program, too. Link to comment Share on other sites More sharing options...
shred Posted September 9, 2009 Share Posted September 9, 2009 Get it on your homeowners. Read the fine print on the airline tickets and all the ones I've read don't cover 'valuable items', even if you buy extra insurance. Link to comment Share on other sites More sharing options...
CSEMARTIN Posted September 9, 2009 Share Posted September 9, 2009 Last time I flew, airline wouldn't insure. Homeowners has a clause that states the insurance policy is null and void if firearms possession is given to a third party. Link to comment Share on other sites More sharing options...
ogiebb Posted September 9, 2009 Share Posted September 9, 2009 (edited) i had some friends ask the same question last week ...Homeowners or even Renters Policies (depending on which company) covers all personal property anywhere in the world , also check your firearms limits because most companies only cover up to $2500 per item up to a Max of $5000 total ......if you loose your $5000 pistol they may only cover $2500 (minus your ded) best is to have it "Scheduled" before you fly, usually a Floater will be just $40-$60 (depending on the company) a year best is to contact your insurance company and ask.... Edited September 10, 2009 by ogiebb Link to comment Share on other sites More sharing options...
Chris Keen Posted September 10, 2009 Share Posted September 10, 2009 I got my guns scheduled through my homeowner's insurance policy about 2 days ago. Last year when we landed back in Ohio from the "Mud-Bowl" Nationals in Tulsa, our luggage didnt make it from the layover in Chicago. I was worried sick until about 11pm that night when they finally delivered my bag. I unzipped it right there in the driveway, to make sure my Limited gun was still there. Link to comment Share on other sites More sharing options...
AWLAZS Posted September 10, 2009 Share Posted September 10, 2009 (edited) I wish I would not have read this tonight Edited September 10, 2009 by AWLAZS Link to comment Share on other sites More sharing options...
joecichlid Posted September 10, 2009 Share Posted September 10, 2009 I wish I would not have read this tonight You and me both. I will be at the hospital all day Thursday with my dad and not able to do much or any calling and I leave for the airport at about 5:00AM Friday. Joe W. Link to comment Share on other sites More sharing options...
S&W627shooter Posted September 10, 2009 Share Posted September 10, 2009 When I took my gun back East this summer, the airline said it would not sell me any insurance for my gun, so I called my homeowners insurance company. They said that if my gun was stolen, it was covered by my homeowners policy; but if the airline lost it, it was not covered. They sold me a $2000 valuable property policy that covered the cost of my gun for only $30/year. It covers me even if I leave the gun at the range or drop it in the ocean. Not that I was planning to do that or anything. Anyway, it was definitely worth the peace of mind! Link to comment Share on other sites More sharing options...
ima45dv8 Posted September 10, 2009 Share Posted September 10, 2009 Just called my agent and had mine added as a rider. $130 for a year, but she advised I could call and cancel it when I get home and I'd only be charged a pro-rated amount for the time it was covered. Link to comment Share on other sites More sharing options...
uscbigdawg Posted September 10, 2009 Share Posted September 10, 2009 Mine are covered on my homeowner's insurance. Rich Link to comment Share on other sites More sharing options...
Rob Boudrie Posted September 10, 2009 Share Posted September 10, 2009 How much airling luggage insurance does it take to get the airline to use non-standard handling and tracking on the insured luggage? Link to comment Share on other sites More sharing options...
slip knot Posted September 10, 2009 Share Posted September 10, 2009 Always insure your gun or guns when you fly. The do take extra care of anything that they may have to pay out big bucks on...... Link to comment Share on other sites More sharing options...
JFlowers Posted September 10, 2009 Share Posted September 10, 2009 The last time I flew with gun cases, I insured my luggage for $10,000. They paged me at Baggage Claim and hand delivered all my luggage to me. Link to comment Share on other sites More sharing options...
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