I am traveling to LA pretty soon and will rent a car for three of us. I have not rented a car since I was 20 years old and that was in the 80's. I have never made a car payment as we save our money and buy decent used cars but this means I only carry liability insurance. I would appreciate any advice from seasoned travelers on protecting myself financially while there, what insurance or "package" should I buy, as well as any advice on who to use or not use.