Not sure of the other pistol calibers,but .40 S&W is not forgiving at all. Wondered what I might have gotten myself into by deciding on a Glock in 40 cal,then reading all the horror stories. What I have found is that if you cross your T's and dot all your I's,you'll be just fine. With this gun and caliber, I don't take anything for granted,and like you, I probably check things a lot more than I really need to. In this hobby, there is no such thing as being too careful.
Greg