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This morning, after weeks of work on our end, headquarters State Farm deemed it too risky and decided to not insure us if the guns leave our property.

Read your policy closely. State Farm's standard homeowners policy covers stolen firearms up to $2,500 while they are anywhere in the world--subject to the deductible. Other types of losses to firearms (fire, flooding, etc.) are not subject to the $2,500 special limit, and are covered up to the full limit for personal property listed on the declarations page.

With the NRA's free coverage in effect, between the two policies that might be enough to give you reasonable peace of mind, even if it wouldn't entirely indemnify some particular situations.

Edited by Carmoney
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