CSEMARTIN Posted November 7, 2010 Share Posted November 7, 2010 How much liability is there in gunsmithing? In other words, what kind of exposure does a gunsmith have if he/she works on a gun, the individual that owns that gun and paid for the work goes home and mistakenly shoots or injurs himself/herself or someone else? Link to comment Share on other sites More sharing options...
ParaGunner Posted November 7, 2010 Share Posted November 7, 2010 Prabably just as liable as a gun from a factory. But how much liability do they have? Link to comment Share on other sites More sharing options...
Matt Cheely Posted November 7, 2010 Share Posted November 7, 2010 Lots of liability. You want insurance. It's not cheap. Link to comment Share on other sites More sharing options...
ChuckS Posted November 7, 2010 Share Posted November 7, 2010 Dunno about 'smithing but back in the mid-90's when I was an active scuba divemaster, I used to carry $1 million worth of liability and I was told then that it may be a bit light. Later, Chuck Link to comment Share on other sites More sharing options...
Matt Cheely Posted November 7, 2010 Share Posted November 7, 2010 I suppose compared to being a surgeon the insurance for gunsmithing is cheap! Link to comment Share on other sites More sharing options...
CSEMARTIN Posted November 7, 2010 Author Share Posted November 7, 2010 Just out of curiosity, does it make any difference if the work was done for free? I'm going to be contacting my attorney about this on Monday morning. I'll post his official response. I know there are a lot of guys out there with knowledge and tools that have helped out their friends with their guns. All it takes is an accident and 1-800 # to cause you some serious grief. I'm in the middle of a medical liabity case right now, and I can tell you, this shit is nothing to take lightly. Link to comment Share on other sites More sharing options...
Matt Cheely Posted November 7, 2010 Share Posted November 7, 2010 Just out of curiosity, does it make any difference if the work was done for free? I'm not a lawyer, but I seriously doubt it. As soon as you work on it, it's your problem. Link to comment Share on other sites More sharing options...
bbbean Posted November 7, 2010 Share Posted November 7, 2010 I'm going to be contacting my attorney about this on Monday morning. Lawyer + insurance = Best course of action. Link to comment Share on other sites More sharing options...
CSEMARTIN Posted November 7, 2010 Author Share Posted November 7, 2010 (edited) That's what I was thinking Matt. I just called USAA and took out a million in coverage. Edited November 7, 2010 by CSEMARTIN Link to comment Share on other sites More sharing options...
Nik Habicht Posted November 7, 2010 Share Posted November 7, 2010 How much liability is there in gunsmithing? In other words, what kind of exposure does a gunsmith have if he/she works on a gun, the individual that owns that gun and paid for the work goes home and mistakenly shoots or injurs himself/herself or someone else? How judgment proof are you in a medical liability case? You can document your education, what happened in any case, what current accepted best practices are, right? Could you do the same for gunsmithing? I suspect some things in gunsmithing carry less liability than others -- with trigger work tending toward the high end, and cosmetic work trending low.... Link to comment Share on other sites More sharing options...
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