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Club Insurance


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I called USPSA to inquire about club libality insurance and the reply was you are on your own

I also ask where can we buy some again the answer is you are on your own

Does anybody have any info where their clubs by their insurance

Like name and address and phone e mail if possible

Our club would appricate any help

thanks

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I arranged insurance for a Masschsuetts gun club from a local agent, who was able to get a liability policy if I also gave him the general policy on the building. We also needed a separate liquor liability policy since there is a bar in the clubhouse.

The last time I checked NRA policy specifically excludes suits brought by club members, hunting accidents, or anything involving a firearm in a motor vehicle. The "suits by members" is the biggie - since those are the people most likely plaintiffs.

Key things to check on a policy:

1. Exclusions

2. Limits - there is generally a "per claim" and "per-incident" limit

3. "Claims based" or "Occurrence based". Occurrence based does not cover you for a claim made after the policy or a continuous renewal thereof has expired for an action which occurred while the policy was in effect (for example, an allegation an omission in a safety course caused an accident years later).

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