Thanks for answeing my question, Anachonism.
As far as the legal aspects of factory ammo vs reloads, I think that while it is a factor, it is over rated. If this ammo shortage continues you can bet more and more shooters will be carrying home rolled. While I have my favorite factory ammo, I will carry it. When/if I can not get any I will carry what works.
Then there are us New Yorkers that don't want the state tracking our ammo purchases under the Safe NY Act.
Thanks again,