I am looking for a FFL to receive a gun in or around tempe, az. I have been told by some dealers that the gun had to be sent by another FFL holder, which means that I would need two FFL's and some seem to be operating out of there garage, while others like Caswells want 40$ for the transfer. Any ideas?, should i just pay the 40$ to Caswells, the prices for a transfer seem to range from 15-40$.